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How Your Employee Benefits Fit into Your Financial Plan

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How Your Employee Benefits Fit into Your Financial Plan

Your Health Savings Account (HSA) is a cornerstone of your benefits planning. The money is triple tax-advantaged – contributions, growth and withdrawals for qualified expenses are not taxed. This account is like nothing else, and you need to take full advantage of it. 

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In the SECURE Act Era, You’ll Need a New Retirement Strategy. Roth Conversions Could Be It.

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In the SECURE Act Era, You’ll Need a New Retirement Strategy. Roth Conversions Could Be It.

But when the SECURE Act goes into effect – expected on Jan. 1, 2020 – beneficiaries will have to fully distribute taxable accounts within 10 years of the account holder’s death. That could push your loved ones into a higher tax bracket.

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Yes, Social Security Income Is Taxable – But Yours Doesn’t Have To Be

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Yes, Social Security Income Is Taxable – But Yours Doesn’t Have To Be

As you move toward retirement, you can’t be content just to accumulate assets. You need to develop a retirement income plan that can help guide you when it comes time to turn savings into sustainable retirement income.

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SRQ Wealth’s Future Home

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SRQ Wealth’s Future Home

As many of you know, SRQ Wealth will soon be moving – but this will be our final move! After 23 years in this industry, and 16 owning our own business, we are grateful to finally own a building to call home.

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Compounding Wealth (and Wisdom)

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Compounding Wealth (and Wisdom)

No single strategy works forever, but you also don’t want to change your approach every time the markets shift slightly. How does investing work – not just for a season or a year or two, but for a lifetime? Time is a major factor when it comes to successful investing.

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The So-Called “Trade War”

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The So-Called “Trade War”

You have to read between the headlines to make your financial plan.  Hardly a day goes by without a headline on trade wars, tariffs or trade imbalance. This fervor gets investors and stockbrokers itching to “just do something,” which in turn creates day-to-day volatility.

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4 Tips to Take Your 401(k) to the Next Level

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4 Tips to Take Your 401(k) to the Next Level

The best kind of money isn’t old, new or even tax-advantaged – it’s free money! If your employer has a 401(k) program, they probably have a matching plan. Know what that is and make sure you max it out. They’re essentially giving you money, which you never want to turn down.

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Financial Planning Steps to Get Your Student Ready for College

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Financial Planning Steps to Get Your Student Ready for College

By Karin Grablin As a parent, preparing your student to be successful in college financially is like walking a fine line between supplying enough support and skills for your child to get by without becoming so involved that he/she can’t fully develop as an independent adult.

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Some Perspective From 8 Years Ago

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Some Perspective From 8 Years Ago

By Steve Martin Today, the Dow Jones Industrial Average dropped over 700 points.  This, on the heels of a week that previously dropped another 700 points. However, sometimes we need to step back to see the forest for the trees.

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How a 529 College Savings Plan Can Help Make Summer Dreams a Reality

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How a 529 College Savings Plan Can Help Make Summer Dreams a Reality

I have always loved the feeling of summer. Once Memorial Day celebrations kick off, the atmosphere seems to relax. Sunshine, water and sunscreen seem to be everyone’s focus. Long, warm nights are filled with the sounds of lawn mowers and children laughing.

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