Our friends at Atlas insurance recently shared with us some important steps to prepare for this year’s Hurricane Season. We thought they were important enough to also pass along to our readers. Whether you’re new to the Florida coast or a 20-year veteran of Florida hurricanes, it’s always important to consider these precautions to protect your property and loved ones. May we never have to use them!
Hurricane season started June 1st.
Hurricanes can shatter lives as well as damage property. Being prepared can help you, your family or your business minimize the impact of the storm. The best time to start is before the threat is imminent.
Ready.gov explains what actions to take on this page when you receive a hurricane watch or warning alert from the National Weather Service for your local area. It also provides tips on what to do before, during, and after a hurricane.
The following information will be helpful as you prepare and plan for the effects of a Hurricane.
- Most importantly, remain safe and do not take any unnecessary risks.
- Review your insurance coverage limits and deductibles.
- Have policy number(s) available.
- Make note of time & date of incident and assess damages.
- Make temporary repairs as necessary to protect your property from additional loss and keep detailed receipts.
- Take photos of any damage before any temporary repairs are undertaken and later provide them to your claims adjuster.
- Report claims as soon as safely possible.
- Obtain written estimates from only licensed and insured contractors for permanent repairs which include details of the scope and cost of the work.
- Provide the estimates to your claims adjuster.
- Do not sign any contracts or documents for any permanent repairs or begin work without first communicating with the claims adjuster. Be especially wary of "Assignment of Benefits" forms that many contractors and restoration companies use.
Please note: As required by FINRA SRQ Wealth has a business continuity plan in place (which it tests annually) to enable us to continue to serve our clients through catastrophic events. We want to assure you that we will be ready to serve you should our area suffer a storm this hurricane season. Should you have any questions, please contact our offices at 941-556-9004.