Broker Check

Blog

Tuesday, October 17, 2017

First, the good news: you will probably live much longer than you think: maybe to Age 100 – or beyond. But here’s the bad news: unless you’ve already amassed a small fortune and have a plan for preserving it to last...

 

Tuesday, October 10, 2017

If you’ve been around the downtown Sarasota area lately, you’ve probably spotted more than one little electric car zipping passengers down Main Street. The iRide service is here, and it’s getting more and more popular...

 

Thursday, October 5, 2017

A message from your SRQ Wealth Team A few weeks ago our office circulated a blog to our readers concerning Hurricane Irma and how to best prepare for the hurricane. In the middle of Hurricane Irma’s devastation to our state,...

 

Wednesday, September 27, 2017

In Sarasota, the potential impact of Hurricane Irma was worse than her actual impact. While we all still have some clean-up to do, we were mostly spared from extreme damage compared to those in South Florida. With Harvey just before...

 

Friday, September 22, 2017

You want the best for your children. You want to give them the opportunities they need to succeed, but you also know that sometimes, good opportunities can be hard to come by in today’s workplace – especially for teenagers...

 

Show All

Tuesday, September 5, 2017

SRQ Wealth is pleased to announce that its Wealth Advisor David A. Lloyd has recently joined the Board of Directors for the Sarasota Pops Orchestra.For more information, please click here.

 

Tuesday, September 5, 2017

In just a few days Hurricane Irma may be making landfall in south Florida. Your SRQ Wealth Team thinks that now is a perfect opportunity to review steps you and your family can take to prepare for a potentially disastrous hurricane....

 

Tuesday, September 5, 2017

I may be biased, but I believe that most Americans are inclined to be generous. According to the National Philanthropic Trust, in 2016, Americans gave away $389 billion, with 72% of that coming from individuals. As kids we start this...

 

Tuesday, August 29, 2017

This week the SRQ Wealth team would like to share a message from our friends at Manatee Community Foundation regarding Hurricane Harvey… Even as we experience our own flooding here in Manatee County, we know that donors are...

 

Tuesday, August 22, 2017

Chances are, you probably know someone who has received long-term care. In fact, the U.S. Department of Health & Human Services estimates that 70% of people turning Age 65 can expect to use some form of it during their lifetimes. Many...

 

Tuesday, August 15, 2017

Grab your protective eyewear (see below) and prepare for a once in a lifetime event! For the first time in 100 years, a small path in the American sky will experience a rare astrological phenomenon: a total solar eclipse will cast a...

 

Tuesday, August 8, 2017

This week, SRQ Wealth is proud to host a guest blog by our professional friend, Reba Rogers, CPA, founder of Secure Aging. Secure Aging is a group of care managers who preserve the independence and protect the assets of seniors by...

 

Tuesday, August 1, 2017

This December the Bradenton Riverwalk is going to explode with guitar riffs and plates full of smoked barbecue. Each year the city of Bradenton hosts a wild weekend of local food, beverages and some of the most talented Blues artists...

 

Wednesday, July 26, 2017

Surely a hot dog from a street vendor doesn’t cost $1,000...or does it? Chris Davis, the Chairman and Lead Portfolio manager for the Davis Funds, tells a cute story passed on by his grandfather that really impacted his views on...

 

Tuesday, July 18, 2017

It seems that no one is immune from fraud and scams these days. With the ever-growing popularity of internet resources such as email, social media, online business, and dating sites, those over Age 70 and active on the internet may be...

 

Tuesday, July 18, 2017

Financial planners tend to work with clients who either make or save a decent amount of income or have had some “sudden wealth” event in their lives (e.g. inheritance, sale of a business, severance payout, etc.) and they...

 

Wednesday, July 12, 2017

As a parent of a teen (14), a “tween” (12) and a wannabe (9), college planning is front and center for me…as it is for many of our clients who are parents or grandparents. As the cost of a college education...

 

Friday, June 30, 2017

Independence Day is a time to honor the heroes that have made our country great. The names of the most famous historic heroes can be found here Do heroes still exist? A hero is defined as a person noted for courageous acts or nobility...

 

Tuesday, June 27, 2017

We’ve all heard the credit card slogan “don’t leave home without it.” And, when traveling, especially abroad, you should carry a credit card. But, even more valuable could be travel insurance. Ah insurance.....

 

Wednesday, June 21, 2017

Brian Westbury, Chief Economist at First Trust Advisors, has long been a voice of reason in the financial industry. While many economists chase the consensus opinion, he has never been afraid to stand alone among his peers. As...

 

Friday, June 16, 2017

Dad, I love you. Happy Father’s Day! Often, one of the most influential relationships in our lives is with our father. It was for me. I’m lucky, because my dad is still with me, and I still get the chance to tell him how...

 

Tuesday, June 13, 2017

SRQ Wealth is pleased to announce that Wealth Advisor David A. Lloyd has successfully completed the Chartered Retirement Plan Specialist (CRPS) Designation, which is administered by the College for Financial Planning. This 10-week...

 

Tuesday, June 6, 2017

Volatility. A word that strikes fear in the hearts of many retirees, and sometimes even those many years from retirement. Statistically speaking, a stock’s volatility can either be measured in negative or positive returns....

 

Thursday, May 25, 2017

In this chaotic and dangerous world we live in, I believe that we, as Americans, have it much better than most. We enjoy a higher standard of living, and have opportunities & freedoms that many people in other parts of the world only...

 

Monday, May 22, 2017

Another earnings season is in the books and it was a good one. With more than 90% of S&P 500 companies having reported first quarter 2017 results, S&P 500 earnings are tracking to a solid year-over-year increase of more than 14%...

 

Friday, May 12, 2017

Feeling down? Out of sorts? Unable to focus or sleep? The usual route to recovery from these conditions often involves expensive therapies, consultations, and sometimes even medication, with varying degrees of effectiveness - depending...

 

Thursday, May 4, 2017

Posted by lplresearch Today is known throughout the galaxy as Star Wars Day 2017. The date was chosen as a play on words of the famous Star Wars quote, “May the Force be with you.” Therefore, May 4 is the chosen day....

 

Thursday, May 4, 2017

The world’s oldest annual marathon was run on in April as amateur athletes from around the world descended on Boston, Massachusetts for the 121st running of the Boston Marathon. While elite athletes grab the headlines, over 25...

 

Thursday, April 27, 2017

Planning for Your Estate: How to Avoid the Next Episode of “Family Feud” The rock star Prince passed away just over a year ago, and while many fans are still mourning his loss, it’s likely that several estate planning...

 

Thursday, April 20, 2017

We have all heard the phrase “be careful what you wish for,” and for the new Powerball winners, this could definitely be true. Why did I refer to them as “victims” of “sudden money?” Well, It’s...

 

Thursday, April 13, 2017

It used to be that kids went to school to learn reading, writing and arithmetic (aka: the 3R’s). More recently, the focus has been on STEM (science, technology, engineering & math) to better prepare students for the world we live...

 

Thursday, April 6, 2017

If you’re a fan of craft beers, you probably know that craft brewing is taking the industry by storm. Small, independently operated breweries are popping up all over the country and you can find a few right here in our very own...

 

Tuesday, March 28, 2017

The IRS recently released its annual list of the top tax scams impacting not only individual taxpayers, but tax preparers, and company payroll departments as well. Here is the list (in order of most prevalent) of what they are, and...

 

Thursday, March 16, 2017

IRAs, stocks, bonds, Income forecasts, tax plans, life insurance, wills & trusts. While may all be important to a person’s “financial health,” no one actually wants them. They want what these instruments provide. And...

 

Monday, March 13, 2017

SRQ Wealth is pleased to announce the launch of its new website at www.srqwealth.com. As part of its recent transition to offering advisory services through SRQ Wealth Advisory, SRQ Wealth Management has re-branded its name to "SRQ...

 

Thursday, March 9, 2017

Estate tax exemptions are high enough these days that most individuals don’t have to consider avoiding estate taxes as part of their estate planning. Instead, the focus should about leaving a legacy: what should you do to help...

 

Thursday, March 2, 2017

This year marks my 20th year in this business, and not surprisingly, I have started to find a few gray hairs on my head. Last week, I had the good fortune to be one of small group to attend LPL Financial’s Alternative Investment...

 

Friday, February 24, 2017

What is the only investment product that can contractually guarantee lifetime income payments that you can never outlive? I’ll give you a hint; it’s that awful “A” word. That’s right, I’m talking...

 

Thursday, February 9, 2017

So went to the eye doctor a couple of weeks ago for my annual eye exam. Now that I'm in my mid-forties, I can sense that my vision isn't what it used to be. The doctor tells me that soon I'll need reading glasses. I guess that is when...

 

Thursday, January 12, 2017

Happy New Year! For those of you who enjoy reading economic predictions about the coming year, we thought we would share with you the latest commentary offered by LPL Financial’s Research Department: “Heading into the New...

 

Thursday, January 5, 2017

With the New Year upon us, it’s time for many to set their New Year’s resolutions – a tradition that actually dates back to 153 B.C. While the tradition of making resolutions has a long history, the track record for...

 

Friday, December 30, 2016

On New Year’s Eve, have you ever wondered why people would sing the song, “Auld Lang Syne,” and more importantly, what it actually meant? We’ve all likely seen it sung in movies, at graduations and during New...

 

Wednesday, December 21, 2016

According to a 2016 Global Wealth Report by Credit Suisse Research Institute, all of the people on the Earth combined are worth about $256 trillion. That represents an increase of 1.4% over last year. Creation of new wealth has merely...

 

Wednesday, December 14, 2016

Previously in Part I, we highlighted four of the most common myths & misconceptions about collecting Social Security. First, we debunked Myths #1 & #2 – “Social Security won’t be around when you need it,” and...

 

Wednesday, December 7, 2016

When it comes to planning for Social Security income in retirement, the most common questions we are asked include: What is the best age to file for benefits? Are there benefits to waiting until full retirement age or age 70? Should I...

 

Wednesday, November 30, 2016

Helping an older relative or a parent plan for long-term care and other end-of-life issues is best done when the elders are healthy. Once stricken, older relatives may be unable to understand questions or express their wishes in proper...

 

Monday, November 21, 2016

About 30 years ago I was blessed with a second amazing daughter, Erika. I am not sure what I ever did to deserve not one but two daughters who have brightened my life just about every day for almost 33 years. During this Thanksgiving...

 

Wednesday, November 16, 2016

Life insurance, first and foremost, helps loved ones cope with the adverse financial effects of someone dying too soon. Many of us likely have some type of life insurance in place, and I would venture to say most have...

 

Wednesday, November 9, 2016

Burt White, LPL Financial’s Chief Investment Officer has released an open letter discussing his observations on the outcome of the United States Presidential Election. Click here to read more.

 

Tuesday, November 8, 2016

Regardless of the outcome of today’s election, we will all get out of bed tomorrow, put our pants on one leg at a time and go about our life’s work. Knowing what to be concerned about (and what not to) will make life, from...

 

Monday, October 31, 2016

As wealth grows, so do the tales it spins. We have all seen how uber-wealth can lead to vast creature comforts, but also outlandish, if not eccentric, lives…and deaths. Therefore, does it not make sense that the ghosts of these...

 

Wednesday, October 26, 2016

If anyone ever needed convincing that they needed to develop – and keep updated – a good estate plan, all they need to do is read the headlines when a famous celebrity dies without proper estate planning in place. Not only...

 

Monday, October 10, 2016

Have you ever wondered what high profile business leaders do with their spare time – or how they find their source of inspiration? Do they vacation in exotic places, entertain world leaders or weave through the streets in the...

 

Thursday, October 6, 2016

Love him or hate him, Steve Jobs is thought of a one of the world’s greatest innovators. While he is often criticized for his eccentric style, the accomplishments he achieved in his relatively short life speak for themselves....

 

Wednesday, September 28, 2016

Recently, I had the deep privilege and opportunity to attend the 9/11 Memorial Ceremony at Ground Zero in New York City. What an incredible experience. The terrorist attacks of 9/11 happened fifteen years ago. I was twelve years old,...

 

Tuesday, September 20, 2016

When Individual Retirement Accounts (IRAs) are inherited – especially by a non-spouse – care must be taken to handle them properly. Inherited IRAs can be a great supplement to an heir’s own retirement plan, but if IRS...

 

Tuesday, September 13, 2016

With the upcoming election just around the corner I found the following article quite appropriate. Dr. Thomas Becker, a professor teaching the post-grad Strategic Human Resources class at the University of South Florida...

 

Tuesday, August 16, 2016

There’s a new beer and pizza place in town! Now stop your groaning…this is no ordinary beer and pizza place. Take from one who doesn’t drink beer and is not a real fan of pizza. Oak and Stone, home of craft beer and...

 

Monday, February 15, 2016

Presidents Day, in my opinion, is one of those holidays that (unless you are a bank or Federal employee) often gets overlooked. This year, Valentine’s Day is doing its best to steal all of the attention by falling the day before...

 

Thursday, February 4, 2016

We have all heard the phrase “be careful what you wish for,” and for the new Powerball winners, this could definitely be true. Why did I refer to them as “victims” of “sudden money?” Well, It’s...

 

Wednesday, January 20, 2016

Ponder, imagine, hypothesize…dream. Lie in the grass and look at the clouds, take off the blinders of your current situation and think big. Think about what could be, if only… The “if only” is where the...

 

Thursday, January 7, 2016

Burt White, LPL Financial’s Chief Investment Officer, and the rest of his research team have released their outlook for 2016. (Click Here to see the entire report). The LPL Research team expects a return to routine for some key...

 

Tuesday, December 29, 2015

Are you looking for any last minute or belated gift ideas? I always try to do a bit of research on the latest gadget or toy that’s presumed to be a “hot seller” around the holidays. This year I’ve honed in on...

 

Thursday, December 24, 2015

Merry Christmas! The holidays are such a wonderful time of year. Regardless of one’s religious beliefs, to see the outpouring of care for others and giving to those less fortunate during this time of year reminds us of all the...

 

Tuesday, September 1, 2015

As economic cycles go, this has been a long one (currently in the 7th year of a bull market for US stocks). As cycles run longer, many investors start feeling the Board of Governors of the Federal Reserve System (the Fed), currently...

 

Monday, August 24, 2015

Burt White, LPL Financial’s Chief Investment Officer, penned his thoughts about the recent volatility this past weekend… August brings with it the end of summer, but in recent years, bouts of stock market volatility have...

 

Monday, August 17, 2015

What makes your advisor qualified to help you with your investments? It’s a question that you may not think to ask very often. By whatever means you determine you want to work with a particular investment professional, I would...

 

Monday, May 4, 2015

Some part of the American dream used to include raising children to be independent, and once “out of the nest,” enjoying a comfortable retirement with your spouse or significant other. The reality is, raising kids to be...

 

Monday, March 2, 2015

Steve ran across a pretty interesting article the other day that we feel really summed up last year’s S&P 500 performance well. It’s titled “When Underperforming the S&P 500 is a Good Thing” by Jeff Benjamin. I...

 

Monday, January 26, 2015

Steve and I recently had the opportunity to attend the 2015 Economic Forecast presentation sponsored by the Bradenton Area Economic Development Council featuring Dr. Hank Fishkind. With over 30 years of experience in the field of...

 

Wednesday, January 7, 2015

I know what you’re thinking: it’s New Year’s resolutions time. For many, that means time to hit the gym or go on that diet – to shed those extra pounds that always seem to accumulate over the holidays. While it...

 

Monday, November 17, 2014

I found this research piece from Oppenheimer Funds’ Chief Economist, Jerry Webman, very interesting. There has been much commentary in the media about the slow growth of the overall economy, but have you heard the rest of the...

 

Monday, September 29, 2014

If you don’t have a friend or relative in this situation, I’ll bet you know someone who does: after a lifetime of accumulating prized possessions to decorate the family home and/or preserve keepsakes, heirlooms and memories...